We understand. Pensions are probably not something you have given much thought up until now. It’s often something you are introduced to when you start in a job with a mandatory pension plan. But if you don’t have a job which offers this kind of plan, you probably need to start a pension saving yourself.
If you think about it, pensions are a weird concept. Why start saving now for fifty years in the future? Strangely, however, when you are young it is especially important to start thinking about your pension. This is because the money you save up is invested and generates a return over time. The more years your money is invested, the more return it will make. In fact, the effect is so large that a euro you put into your pension when you’re 30 can grow to as much as four euro by the time you retire - depending on number of factors, such as how much risk you’re willing to take, market trends, the world economy, among others.
So how much do you need to save up every month? The answer to that question depends on a lot of different things, including your income and your desired standard of living when you retire. If you want to become a customer, Skandia’s advisors will help you decide exactly how much you should save up every month. As a minimum, you need to pay in DKK 1000 per month, or transfer existing pension savings from another pension company.
If you have other questions you can read more [matter_link path="questions" classes="ct-link-text" text="here"]
If you’re ready to become a customer, you can sign up for a talk below.
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